Parking on the Street? Here’s What You Need to Know to Protect Your Vehicle

Parking on the Street? Here's What You Need to Know to Protect Your Vehicle

Parking your vehicle on the street can be a convenient choice, especially if you don’t have access to a driveway or garage. However, as highlighted in a recent article by Erin Miller on WTKR.com, there are essential factors to consider to protect your assets and your wallet.

Document Everything:

If your parked vehicle gets hit, it’s crucial to document everything. While you may hope the responsible party will stop and inform you, it’s your responsibility to take pictures of the incident. Additionally, check your home surveillance footage, as it may have captured the incident, which can be valuable evidence.

Private Companies vs. Government Entities:

When it comes to accidents involving private companies, such as garbage or recycling trucks, they are treated similarly to private citizens. This means that you can share information, contact insurance or a claims administrator, and submit repair estimates. If your vehicle is badly damaged and worth less than 75% of the repair cost, you may be entitled to a rental car.

However, when a government entity, like a city-owned vehicle, is involved in the accident, the process becomes more complicated. Government entities often have special rules and immunities, which can limit your options for compensation, even if they are at fault.

Rental Vehicle Considerations:

If your vehicle requires repairs, you have the right to a rental car during the time it’s in the body shop. This is especially important when dealing with accidents caused by private companies. Ensure that you understand your rental car entitlements to avoid unnecessary out-of-pocket expenses.

Tips for Street Parking Safety:

To reduce the risk of accidents involving garbage or recycling trucks, consider these tips:

1. Be mindful of collection schedules: If you know when garbage trucks are scheduled for pick-up in your area, try to move your vehicle during those times.

2. Fold your side mirrors: Reducing the width of your parked vehicle can help prevent accidents.

3. Consider a bumper guard: Installing a bumper guard on your vehicle can provide extra protection.

4. Park straight and close to the curb: Parking correctly can help you avoid blame in the event of an accident.

Remember, in property damage cases, emotional attachment to your vehicle doesn’t play a role. What matters is getting the necessary compensation for repairs or replacement. It’s essential to understand your rights and responsibilities, especially when dealing with government entities, to ensure you receive the compensation you deserve.

While street parking may sometimes be the only option, taking precautions, documenting incidents, and knowing your rights can help protect your vehicle and your finances. Stay safe, and stay informed!

For more details, be sure to check out Erin Miller’s insightful article on WTKR.com published on October 15, 2023.